Coverage Options

Choose the protection that fits your life and budget

Liability

Auto Liability

Essential coverage for damages you cause to others

Min. coverage in most states

What's Included

  • ✓ Bodily Injury Liability
  • ✓ Property Damage Coverage
  • ✓ Legal Defense Costs
  • ✓ 24/7 Claims Support

Best For

Budget-conscious drivers who want basic legal compliance and liability protection

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MOST POPULAR
Full Coverage

Full Coverage

Comprehensive protection for any situation

Recommended for financed vehicles

What's Included

  • ✓ All Liability Coverage
  • ✓ Collision Coverage
  • ✓ Comprehensive Coverage
  • ✓ Rental Car Reimbursement
  • ✓ Roadside Assistance

Best For

Drivers with newer cars or financed vehicles who want maximum protection

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PIP

Personal Injury

Medical coverage regardless of fault

Often included with full coverage

What's Included

  • ✓ Medical Expenses
  • ✓ Lost Wages Coverage
  • ✓ Funeral Expenses
  • ✓ No-Fault Coverage

Best For

Anyone seeking personal protection coverage for medical expenses and lost income

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Choose Your Deductible

$250

Lowest out-of-pocket cost, but higher premiums

Best for safety-conscious drivers

$500

Balanced option for most drivers

Popular choice

$1,000

Lower premiums for experienced drivers

Most popular

$2,500+

Lowest premiums, highest out-of-pocket

For safe drivers only

Ways to Save

🚗

Safe Driving Discount

Up to 25% off for maintaining a clean driving record for 3+ years

📱

Digital Discount

Get 5% off when you manage your policy online

🎓

Good Student Discount

Save up to 15% with a GPA of 3.0 or higher

📦

Multi-Policy Bundle

Combine auto and home insurance to save 10%+

🏠

Homeowner Discount

Up to 20% off if you own your home

🎯

Safety Features

Save 10% with anti-theft devices and safety systems